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Group insurance schemes

Last updated on 6 June 2025
VU Amsterdam offers employees various group insurance schemes, for example for car, travel, household effects, liability, legal assistance, health care, disability and Anw survivor’s annuity.

Group insurance schemes

  • Group disability insurance scheme

    Vrije Universiteit Amsterdam has taken out a group insurance scheme for partial disability with insurance company Loyalis. Every employee* entering employment is automatically made a participant in this insurance. VU Amsterdam contributes 50% of the premium, the remaining 50% is deducted monthly from your gross salary.

    In addition, every employee* can take out an additional insurance for full disability. If you take out this insurance directly with Loyalis within six months of starting employment, no medical questions will be asked. Also this premium will be deducted monthly from your gross salary by VU Amsterdam.

    * The following employees are excluded from this partial disability coverage group insurance: on-call employees, employees who are not registered with the ABP pension fund, and employees who are not socially insured in the Netherlands (even if they participate in the ABP pension fund).

  • Group insurance scheme for non-life insurance

    VU Amsterdam offers you as an employee, in collaboration with Aon, a group insurance scheme for non-life insurances, including for cars, (electric) bicycles, travel, household effects, liability and legal assistance. The complete range can be found at https://www.aonverzekeringen.nl/en/vua

    Participation is also open to your partner and children living at home or studying children who live away from home.

    As a former employee (with ABP Keuzepensioen, WAO, WIA, IP, WW, BWNU benefit claimants and employees who have reached the state pension age) you can continue to make use of the group insurance schemes under certain conditions.

    If you leave VU Amsterdam because of accepting a job elsewhere, you must inform Aon, so that your insurance package can be examined.

    For more information or to take out insurance, please contact AON Verzekeringen directly:

    Please note:

    In recent years, Aon was the insurance partner for the group insurance scheme for non-life insurance. As of 1 August 2024, this collectivity has been managed by OpGroen Insurances. The premium, policy conditions and coverage remain exactly the same. 

    From now on, contact will be be channelled through OpGroen Verzekeringen. The change to the new name will take place in several steps. Policyholders may encounter the old brand names Aon (and One Underwriting as authorised agent) for some time to come. 

  • Group health insurance scheme

    Health insurance is mandatory for anyone living and working the Netherlands. Vrije Universiteit Amsterdam offers a supplementary group health insurance scheme in cooperation with health insurer Nationale Nederlanden, OHRA and Zilveren Kruis.

    If you are still insured elsewhere to a group health insurance scheme at the time of employment, and you are interested in participating in one of these group health insurance schemes, you need to cancel your current insurance policy at the earliest possible date.

    If you are already insured with Nationale Nederlanden, OHRA or Zilveren Kruis and you want to switch to the group health insurance scheme of the same health insurer, you can switch as of the first day of the following month. You then benefit from the collective added value. Please contact the relevant health insurer for this. In all other cases you can make the switch as of 1 January.

    More information > Arrange your health insurance

  • Group Anw survivor’s annuity insurance scheme

    VU Amsterdam has concluded a group insurance scheme with the insurance company ElipsLife. As a result of the abolition of the Anw compensation scheme by ABP, this group insurance scheme gives employees the opportunity to insure a net Anw survivor's annuity. This insurance does not replace ABP's Anw compensation scheme, but entitles the insured person to payment of a net Anw survivor's annuity in the event of the death of the insured person. This is an individual insurance policy for which you pay the premiums to ElipsLife yourself. It depends on your personal circumstances whether it is wise to take out this additional insurance. Read more about Anw insurance on the Anw page 'Surviving Dependants Act shortfall insurance'.

    If you take out the insurance within one month after starting employment, medical guarantees are not necessary. Employees who enter into a partner relationship can also register without medical guarantees within one month of entering into the partner relationship (marriage, cohabitation contract or living at the same address for at least six months and have a permanent and joint household with someone who is not related by blood or marriage). You take out the insurance directly with ElipsLife.

If you are looking for information about the insurance policies listed below, check out the Business Insurance page

  • In-house emergency services insurance
  • Damage to personal and VU property
  • Damage to VU buildings
  • Roadside assistance for VU business vehicles
  • Event insurance

Contact VU - HR Service Desk

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Opening hours: Monday to Friday from 08:30 AM - 05:00 PM.

020 59 82882
Opening hours: Monday to Friday from 9:00 AM - 12:00 PM and 1.00 PM - 4.00 PM.

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