It is important that you are properly insured during your time in the Netherlands. Vrije Universiteit Amsterdam requires all incoming international students to be properly insured by an internationally recognized insurance agency for the duration of their stay (this is also required by Dutch law). Your insurance policy should cover all costs related to sudden illness, accident or death.
Health insurance (ziektekostenverzekering)
Everyone living in the Netherlands is legally obliged to have health insurance. The rules are quite complex for international students. Extensive information on this subject can be found on the Nuffic website. We recommend AON Students Insurance company, an agent will be present during the arrival days, since they offer a day to day rate. However, you are free to choose your own insurance company.
EU health insurance card (EHIC) schemes differ from country to country and might not always live up to expectations. Therefore we strongly advise you to top up your coverage by taking out an additional student insurance policy to cover for travel, repatriation and liability.
Liability insurance (aansprakelijkheidsverzekering)
If you damage someone’s property or cause an accident, then Dutch law states that you are responsible for paying the costs of this. You are therefore advised to take out a liability insurance policy, especially if you will be working in a lab or doing research using expensive instruments.
Travel insurance (reisverzekering)
When temporarily studying in another country, most students make use of the opportunity to travel and become acquainted with new cities and countries. It is important that you have a suitable travel insurance policy to cover the costs of stolen baggage, repatriation etc.
To simplify the business of arranging suitable insurance during your time in the Netherlands, it is advisable to consult your insurance company and explain that you will be studying abroad for a semester or an entire academic year. If your insurance company is unable to meet your needs, then you may consult either of the following companies, each of which offers packages specifically tailored to the needs of international students.